American National Annuities
American National (ANICO) offers your clients the choice of up to 5 Indexed Annuities, 8 Multi-Year Guarantee Annuities and many traditional fixed deferred and immediate annuities.
“great Multi-Year Guarantee products ”
Products (details below):
- Strategy 10
- Strategy 7
- Palladium SPIA
- Palladium Multi-Year Guarantee (MYGA)
- WealthQuest Citadel 5 Diamond
- ...and many more!
Fixed Index Annuity Products
- Strategy 10 - A 10-year single premium deferred annuity with two interest crediting methods available: a Point-to-Point of the S&P 500 and a declared interest rate. Either or both can be chosen and re-allocation between strategies is allowed on each contract anniversary. Optional riders include: Lifetime Income Rider, Enhanced Death Benefit Rider, and Return of Premium Rider. [Brainshark presentation.]
- Strategy 7 - A 7-year single premium deferred annuity with two interest crediting methods available: a Point-to-Point of the S&P 500 and a declared interest rate. Either or both can be chosen and re-allocation between strategies is allowed on each contract anniversary. Optional riders include: Lifetime Income Rider, Enhanced Death Benefit Rider, and Return of Premium Rider. [Brainshark presentation.]
Multi-Year Guarantee Annuities
- WealthQuest Citadel 5 Diamond – A single premium deferred annuity that guarantees principal and a minimum interest rate. No MVA and a 5-year walkaway with 10% free withdrawals per year. Also available in 7-year version. [Brainshark presentation.]
- Palladium MYGA – A single premium deferred annuity that offers eight different guaranteed interest rate periods: 3-10 years. Includes an interest rate enhancement in the first year for certain guarantee periods. [Brainshark presentation.]
- Palladium Immediate Annuity - A single premium immediate annuity designed to provide regularly scheduled income payments, with withdrawal and surrender features. After 3 years, there is an option of 10% withdrawal or full surrender. [Brainshark presentation.]
...and many more!
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