ING Fixed Index Annuities
ING's Fixed Index Annuity series blends features of a traditional fixed annuity with the opportunity to direct premiums among several interest crediting strategies. These strategies offer the potential to earn interest based on upward movements of market indices, without the downside risks associated with investing directly in the stock market.
“highly competitive annuity products ”
ING's innovative, highly competitive annuity products offer your clients the choice of up to 7 Indexed Annuities and 1 Multi-Year Guarantee Annuity along with 4 index strategies and 1 fixed strategy to choose from, giving them greater opportunity for long term growth through diversification.
Those 5 strategies are:
- 1-Year Point-to-Point
- 1-Year Monthly Average
- 1-Year Monthly Cap
- 1-Year Point-to-Point Participation
- 1-Year Fixed Rate
8 products with 4 surrender
periods to choose from:
Secure Index Opportunities Plus (10 years/5% Premium Bonus)...
Secure Index Seven (7 years)...
Secure Index 5 (5 years)...
Selectra Multi-Strategy (10 years)...
Envoy Three (9 years/3- and 6-year walkaway)...
Envoy Six (9 years/6-year walkaway)...
Envoy Nine (9 years)...
Guarantee Choice (9 years)...
Additional Features:
- Annuitization is NOT necessary at end of term.
- 10% Free Withdrawal of Accumulated Value per year, after first year
- In first year, interest only can be withdrawn from the Fixed Rate Strategy
- Maximum Issue age 80
- Nursing Home Waiver
- Terminal Illness Waiver
ING strives to develop a broad range of innovative annuity products and services to serve the retirement and long-term financial needs of Americans. ING Annuities’ mission is to provide financial advisors the products, information and resources to help their clients build a solid foundation for their long-term financial goals, particularly retirement.
Innovation is more than a concept at ING, it’s a way of life. ING continues to be a leader in the financial services industry.
Global Leader
Rankings
- ING USA Annuity and Life Insurance Company is rated favorably
- “A” (Excellent) by A.M. Best
- “AA-” by Standard and Poor’s
ING is committed to providing investment advisors, brokers, and financial planners not only the right mix of products to help build their clients financial plans, but also the tools and resources to provide them the information and support they need, when they need it, through ING’s extensive on-line Virtual Financial Center available 24/7.
ING Annuities offers a broad range of annuities for pre-retirement wealth accumulation and post-retirement income management, sold though investment professionals.
Fixed Index Annuity Products
- ING Secure Opportunities Plus Annuity – a single premium deferred fixed index annuity. A first-year 5% premium bonus, 10-year surrender charge period and index-linked interest potential
- ING Secure Index Seven Annuity – a flexible premium deferred fixed index annuity. 7-year surrender charge period and index-linked interest potential
- ING Secure Index Five Annuity – a flexible premium deferred fixed index annuity. 5-year surrender charge period and index-linked interest potential
- ING Secure Index Outlook Annuity (limited state availability) – A flexible premium deferred fixed index annuity. A first year 3% premium bonus, 10-year surrender charge period and index-linked interest potential
- ING Envoy Six Fixed Index Annuity – full access to accumulation value after six contract years. Blend of domestic and international index-linked interest crediting
- ING Envoy Nine Fixed Index Annuity – Blend of domestic and international index-linked interest crediting
Immediate Annuities
- ING Single Premium Immediate Annuity – a single premium immediate annuity providing guaranteed income for life or for a specified period
Traditional Fixed Annuities
- ING MultiSet Plus Annuity – a single premium deferred annuity that offers competitive interest rate guarantee periods and three payment plan options.
- ING Guarantee Choice Annuity – a single premium deferred annuity offering a guaranteed interest rate for up to 10 years
Request Your FREE Contracting Kit Today!