Life of the Southwest (LSW) Annuities
Life of the Southwest (LSW) offers your clients the choice of many Indexed Annuities and many traditional Fixed and Immediate Annuities. LSW, a member of the National Life Group, is a trusted leader in traditional fixed and indexed annuities. It was one of the first companies in the industry to develop an indexed annuity in 1996, and unlike many companies, it continues to publish its credited rate history! LSW's products and rates are designed with the most efficient crediting strategies.
“designed with the most efficient crediting strategies ”
Products (details below):
- SecurePlus Premier 10
- SecurePlus Premier 8
- SecurePlus Gold
- SecurePlus Platinum
- SecurePlus Accumulator 3
- SecurePlus Accumulator 5
- ...and many more!
- SecurePlus Premier 10 - Offers a 10% bonus interest credit to the policy's accumulation value, fully vested in years 6-10. Index options include the S&P 500 and the Russell 2000, using Point-to-Point and Averaging methods.
- SecurePlus Premier 8 - Offers an immediate 3% bonus interest credit to the policy's accumulation value upon issue. As well, a 5% Bonus Accumulation Value (BAV) will be credited to the account value at the end of the 12-year surrender charge period. Index options include the S&P 500 and the Russell 2000, using Point-to-Point and Averaging methods.
- SecurePlus Accumulator 3 - Offers a 3% immediate interest credit with a 10-year surrender charge period. [Brainshark presentation.]
- SecurePlus Accumulator 5 - Offers a 5% immediate interest credit with a 15-year surrender charge period. [Brainshark presentation.]
Flexible Premium Fixed Index Annuity Products:
- SecurePlus Gold - A 10-year flexible premium deferred annuity with three interest crediting methods available: a Declared Interest Rate and two Indexed Interest Accounts. Allows for scheduled payments as low as $50/month with no required initial single premium, if made by bank draft/PAC. Otherwise, initial premium minimum must be $5,000 (NQ) or $3,000 (Q). [Brainshark presentation.]
- SecurePlus Platinum - A 15-year flexible premium deferred annuity with three interest crediting methods available: a Declared Interest Rate and two Indexed Interest Accounts. Allows for scheduled payments as low as $50/month with no required initial single premium, if made by bank draft/PAC. Otherwise, initial premium minimum must be $5,000 (NQ) or $3,000 (Q). [Brainshark presentation.]
...and many more!
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