Phoenix Life and Annuity
Phoenix offers fixed-index annuities (FIAs) that provide the guarantees of fixed annuities combined with the opportunity to earn interest based on potential market index gains – without directly participating in the market. Some of the features that are available to you through Phoenix FIAs are bonuses, various crediting methods, and allocation options that give you choices for your money. Phoenix Select Plus guaranteed fixed annuities offer your clients a retirement planning product that provides security, stability, and flexibility.
Phoenix offers innovative, highly competitive annuity products for your clients with the choice of several Indexed Annuities and Fixed Annuities to choose from, giving them greater opportunity for long term growth through diversification.
Products:
Personal Income Annuity (10 years, two GMWB riders to choose from!)
Index Select Gold Bonus (10 years, 5% or 7% premium bonus)...
Reflections Gold Bonus (10 or 12 years, 7% or 10% premium bonus)...
Reflections Gold (10 or 12 years)...
Select Plus MYGA (available in 4, 5, 7, and 10-year terms)...
and more...
Ratings
- “B+” by A.M. Best
- “BB-” by Standard and Poor’s
- Personal Income Annuity – a single premium fixed index annuity. A 10-year surrender charge period and index-linked interest potential with indices including: S&P 500, DJIA, DJ Euro Stoxx 50, and a balanced allocation. Two lifetime income riders available offering up to a 45% benefit base bonus or a 14% simple interest guarantee for 10 years.
- Index Select Gold Bonus – a single premium fixed index annuity. A 5% or 7% premium bonus at issue, 10-year surrender charge period and index-linked interest potential with indices including: S&P 500, DJIA, DJ Euro Stoxx 50, and a balanced allocation
- Reflections Gold Bonus – a single premium fixed index annuity. A 5% premium bonus at issue, 10-year surrender charge period and index-linked interest potential with two unique crediting strategies: Domestic Look Back and Global Look Back
- Domestic Look Back: S&P500, NASDAQ 100, iShares Barclays Aggregate Bond Fund
- Global Look Back: S&P500, Euro Stoxx 50, iShares MSCI Hong Kong Index Fund
Guaranteed Fixed Annuity Products
- Phoenix Select Plus - 4, 5, 7, and 10-yr term fixed guaranteed rate annuities. Annual free withdrawals of up to 10% are allowed without surrender charge.
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